3 Major Credit Bureaus

Refer to debtors to check their credit for the debt you’re trying to get them to pay and/or give them following info as a courtesy when they pay off their debts. In my experience, individuals can clear bad marks from the credit bureaus faster than the creditor by submitting settled or paid in full letters to each of the 3 major credit bureaus. Here are the 3 major credit bureaus and their contact info.

Experian

P. O. Box 9595 [see note], Allen, TX 75013-9595   Tel:  888-397-3742

note: Experian has a long history of changing their mailing addresses periodically, so check on their main website before you send them the the letter and statement.

Equifax

P. O. Box 740241, Atlanta, GA 30374-0241  Tel:  800-685-1111

Trans Union

P. O. Box 1000, Chester, PA 19022  Tel:  800-888-4213